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LK
LEEKRITBUSINESS FINANCING · SG
☎ +65 9233 9586 Get My Free Assessment
Business, Personal & Property Financing · Singapore

Get the funding banks
said no to — properly structured.

Leekrit Business Financing works directly with SME owners and individuals across Singapore to secure financing matched to your actual numbers — not the first offer on the table.

✓ Free, confidential assessment — no obligation
✓ Bad credit or bank rejection? Still worth a conversation
✓ Fee only collected on successful disbursement
✓ Direct access to Lee Krit — no call centre
Chat on WhatsApp → Get my free assessment
Recently arranged
Real outcomes for real clients
Property equity withdrawal$1,800,000
Business funding (bank-rejected)$120,000
Construction project financing$250,000
$0
upfront fee — paid only on successful disbursement
1
point of contact, start to finish
8
financing types arranged, from SME loans to equity cash-out
Facilities arranged through Singapore's leading financial institutions
DBSUOBOCBCCIMBRHBCitibankBank of ChinaHong Leong FinanceSing Investments
Track record

2026, so far

$22mil
Business & Personal Loans
Secured in 2026
$18mil
Property Equity & Financing
Arranged in 2026
90%+
Approval Rate
Lee Krit, Business Consultant at Leekrit Business Financing
About Lee Krit

The person you'll actually be talking to.

Lee Krit is a Business Consultant with Leekrit Business Financing, and has spent the past 4 years helping SME owners, entrepreneurs and individuals across Singapore secure financing that actually fits their situation.

Every enquiry goes through him directly — from the first message to disbursement. No hand-offs, no call centre, no account changing hands halfway through. Just one person who knows your case from start to finish.

4 yrs
Structuring financing in Singapore
1:1
Direct contact, every case
$0
Upfront fee
Why clients choose us

Straight talk, before you commit to anything

↻

Rejected before? Worth a second look

A bank rejection isn't a final answer — it usually means you weren't matched to the right lender. We review the full picture before ruling anything out.

$

No upfront fee

Our fee is only collected upon successful disbursement. If we can't help, we'll tell you directly in the first conversation.

◎

Full profile, not just a credit score

We look at contracts, receivables and cash flow — not just bank statements — because that's usually the strongest part of an application.

⚑

Positioned as a decision, not distress

How an application is presented to a lender matters. We frame every case as a strategic financial decision.

⏱

Direct access, fast response

You deal with the same consultant from first message to disbursement — no hand-offs, no call centre queue.

⌂

Property owners keep full ownership

Need cash without selling? Equity cash-out lets you retain full ownership while easing your obligations.

Is this for you?

This is likely worth a conversation if...

You don't need to tick every box below — even one is reason enough to reach out.

✓ You run a business and need working capital or growth funding
✓ You've been rejected by a bank and want a second opinion
✓ You own property and need cash without selling
✓ You have an outstanding loan you'd like refinanced
✓ You need funding for a specific project or contract
✓ You have late payments or a complicated financial history
✓ You need personal financing sized to your income
✓ You're not sure what you qualify for and want an honest read
How it works

Three steps, no surprises

01

Message us your situation

WhatsApp or fill in the form below. Takes two minutes — no documents needed yet.

02

Get an honest assessment

We review your full profile — including bank and assessment checks — and tell you plainly what's realistically possible, usually within 3–4 working days.

03

Get funded

If you proceed, we manage the application through to disbursement. Fee only collected on success.

What you'll need

Just 3 documents to get started

No lengthy paperwork upfront — this is all we need for an initial, honest assessment.

DOCUMENT 01

Company bank statements

Past 6 months, for your business account.

DOCUMENT 02

Director NOA (Notice of Assessment)

Income tax report for the past 2 years.

DOCUMENT 03

Director CBS report

Credit Bureau Singapore report, latest 30 days.

Don't have everything on hand yet? Message us anyway — we'll guide you through what's needed.
What we arrange

Financing, structured for your situation

01 · BUSINESS

Business Financing

Working capital and growth funding, matched to the right lender for your business profile — not submitted blindly to every bank in Singapore.

Enquire Directly →
02 · INDIVIDUAL

Personal Funding

A bank rejection isn't a verdict on your financial future — it's a mismatch between your profile and their criteria. We find the right lender and structure a repayment you can genuinely sustain.

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03 · REFINANCING

Refinancing of Outstanding Loans

If you haven't reviewed your existing loan in the last two years, you're almost certainly overpaying. We restructure your debt at better rates without disrupting your operations.

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04 · PROPERTY

Property Equity Withdrawal (Caveat / Cash-Out)

Your property holds value most people never access. We unlock that equity without requiring you to sell — at rates that reflect your actual financial standing.

Enquire Directly →
05 · GOVERNMENT

Enterprise Singapore Scheme

Access to government-backed financing schemes for eligible Singapore businesses — structured correctly from the outset to avoid delays or rejection.

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06 · TRADE

Trade Facilities

Facilities built to support import/export and supply chain cash flow — so a payment timing gap never becomes an operational problem.

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07 · CASH FLOW

Factoring

Unlock the cash already tied up in your outstanding invoices, instead of waiting out standard payment terms.

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08 · PROJECT

Project Financing

Structured funding sized to the scope and milestones of a specific project — arranged before commitments are due, not after.

Enquire Directly →
09 · PRIVATE

Private Financing

Alternative and private facilities for when conventional bank financing isn't the right fit for your situation or timeline.

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Client feedback

Real conversations, real outcomes

Actual WhatsApp exchanges with clients, shared with their permission.

S
Ms Siti
online
📞
Voice call · 10 min7:30 PM
Hi Leekrit, I own a condominium but I am finding it difficult to manage the monthly maintenance fees and loan repayments. A friend mentioned you may be able to help without me having to sell.7:45 PM
Good evening, Ms Siti. Yes, that is possible. If there is sufficient equity in your property, we can arrange a cash-out while you retain full ownership. The funds can be used to ease your monthly obligations.7:46 PM ✓✓
I was worried that approaching a bank directly would make me look like I am in financial trouble.7:48 PM
That is a valid concern. The way an application is presented to a lender makes a significant difference. I would position this as a strategic financial decision, not a distress situation.7:51 PM ✓✓
Thank you for explaining that so clearly, Leekrit. I feel much better now.7:54 PM
$1,800,000 equity withdrawal approved. Monthly obligations resolved. Property fully retained 🙏8:05 PM ✓✓
Ms Siti
Property Owner
P
Ms Priya
online
📞
Voice call · 12 min4:10 PM
Hi Leekrit, my business partner suggested I contact you. I need working capital but I am worried — I have already been rejected by two major banks.4:25 PM
Good afternoon, Ms Priya. A bank rejection does not mean you are not fundable — it simply means you were not matched to the right lender. May I ask about your current monthly revenue and how long you have been operating?4:28 PM ✓✓
About $35K a month, 3 years in business. I do have some late payment records from 2022 during COVID.4:31 PM
The 2022 period is well understood by most lenders. That is not necessarily a dealbreaker if we present the context properly. Please allow me to review your full profile first.4:35 PM ✓✓
I really appreciate that you are not just telling me what I want to hear, Leekrit.4:38 PM
$120,000 approved within 10 working days. Repayment structured at a comfortable level. Congratulations, Ms Priya 🙏4:42 PM ✓✓
Ms Priya
Business Owner
L
Mr Loh
online
📞
Voice call · 15 min11:05 AM
Hi Leekrit. I have to be honest — I paid a broker fee before and got nothing. What makes you different?11:20 AM
Good morning, Mr Loh. My fee is only collected upon successful disbursement — there is no upfront charge. If I feel I cannot help, I will tell you directly in our first conversation.11:23 AM ✓✓
That is different. I have a construction project coming up and need $250K for equipment and materials.11:26 AM
Construction financing works best when we present your contracts and receivables — not just bank statements. Could you share those with me?11:30 AM ✓✓
No broker has ever asked for my contracts before. They only wanted bank statements.11:33 AM
$250,000 approved and funded before project commencement. Well done, Mr Loh 💪11:38 AM ✓✓
Mr Loh
Construction Business Owner
More client feedback

Previously, my company was rejected but we are really happy to have secured a $200,000 business loan within 2 weeks. All thanks to the team's professional advice.

— Tan Teck Chye

It was a difficult time during the COVID situation, but the team helped us tide through this period and we managed to obtain $100K financing from one of the local banks.

— Michael Lim

We would not hesitate to recommend this team. Extremely helpful and knowledgeable when it comes to business financing options. We will definitely use them on the next round.

— Mdm Kimmy Chor

Being a first home buyer can be exceptionally daunting. The team did an exceptional job walking me through the process — I was impressed by their knowledge, dedication and professionalism.

— Ong Kim Huat
Common questions

Frequently asked

I've already been rejected by a bank. Is it worth trying again?

Usually, yes. A rejection often means you weren't matched to the right lender, not that you're unfundable. We review your full profile — including things banks don't always weigh, like contracts and receivables — before giving you a straight answer.

Do I need to sell my property to access equity?

No. If there's sufficient equity in your property, we can arrange a cash-out while you retain full ownership. This is often used to ease monthly obligations or free up capital.

How much does this cost upfront?

Nothing. Our fee is only collected upon successful disbursement. If we don't think we can help, we'll say so directly in the first conversation.

What if I have bad credit or existing loans?

That's not automatically a dealbreaker. We look at your business or personal situation as a whole — cash flow, assets, and context — rather than relying on a single score.

How fast can I get an answer?

We run a full bank and assessment check on your profile, so most enquiries get an honest, realistic answer within 3–4 working days. Timelines to actual disbursement depend on your documents and the facility, but we move as fast as you can provide information.

Free assessment

Tell us your situation. We'll tell you what's possible.

No sales pitch, no obligation. Fill this in and it goes straight to Lee Krit on WhatsApp — we'll run a bank and assessment check and get back to you within 3–4 working days.

Lee Krit
Lee Krit
Business Consultant, Leekrit Business Financing
Opens WhatsApp with your details filled in — you just hit send.

Ready to find out what's possible?

Free, confidential, no obligation. Includes a full bank and assessment check — realistic answer within 3–4 working days.

Chat on WhatsApp →